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Terms of Service

Effective Date: August 1, 2026

Company Name: BG Towers Innovations LLC

Website: https://StockIntuition.com

Welcome to BG Towers Innovations LLC - Stock Intuition ("Company", "we", "our", or "us").

By accessing or using our subscription-based services, website, reports, newsletters, emails, analytics, software, or related content (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms").

If you do not agree to these Terms, do not use the Services.

1. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use our Services. By using the Services, you represent and warrant that you satisfy these requirements.

2. Subscription Services

Our Services may include subscription-based access to informational content, market analysis, reports, newsletters, alerts, and other proprietary materials.

Subscriptions may be offered on a monthly, annual, lifetime, or other recurring basis as described on the Website.

We reserve the right to modify, suspend, or discontinue any part of the Services at any time without prior notice.

3. No Financial or Investment Advice

The Services are provided for informational and educational purposes only. We are not registered financial advisors, broker-dealers, investment advisors, attorneys, accountants, or fiduciaries. Nothing provided through the Services constitutes:

Financial advice

Investment advice

Legal advice

Tax advice

A solicitation to buy or sell securities

A guarantee of future performance or results

All investment decisions involve risk, including the possible loss of principal. You are solely responsible for conducting your own due diligence and consulting qualified professionals before making financial decisions.

Past performance does not guarantee future results.

4. User Responsibilities

You agree to:

Provide accurate account and payment information

Maintain the confidentiality of your login credentials

Use the Services only for lawful purposes

Not reproduce, distribute, resell, or exploit the Services without written permission

Not interfere with or disrupt the operation or security of the Services

You are responsible for all activities occurring under your account.

5. Payments and Billing

By purchasing a subscription, you authorize us to charge your selected payment method for all applicable fees and recurring charges.

Unless otherwise stated:

Subscription fees are billed in advance

Payments are non-refundable

Recurring subscriptions automatically renew until canceled

You may cancel your subscription at any time; however, cancellations do not entitle you to refunds for prior charges unless required by law.

We reserve the right to change pricing at any time upon reasonable notice.

6. Intellectual Property

All content, software, reports, analytics, branding, logos, graphics, text, designs, and materials provided through the Services are owned by or licensed to the Company and are protected by intellectual property laws.

You are granted a limited, non-transferable, non-exclusive revocable license for personal, non-commercial use only.

You may not:

Copy or redistribute content

Reverse engineer software or systems

Create derivative works

Use the Services for commercial resale purposes

without our prior written consent.

7. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

MERCHANTABILITY

FITNESS FOR A PARTICULAR PURPOSE

NON-INFRINGEMENT

ACCURACY

RELIABILITY

AVAILABILITY

SECURITY

ERROR-FREE OPERATION

We do not guarantee that:

The Services will meet your expectations

Results or profits will be achieved

Information will be accurate or complete

The Services will be uninterrupted or free from defects

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY, ITS OWNERS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, AND PARTNERS SHALL NOT BE LIABLE FOR ANY:

INDIRECT DAMAGES

INCIDENTAL DAMAGES

CONSEQUENTIAL DAMAGES

SPECIAL DAMAGES

EXEMPLARY DAMAGES

PUNITIVE DAMAGES

LOSS OF PROFITS

LOSS OF DATA

LOSS OF BUSINESS OPPORTUNITIES

TRADING LOSSES

FINANCIAL LOSSES

ARISING OUT OF OR RELATED TO:

USE OF OR INABILITY TO USE THE SERVICES

RELIANCE ON INFORMATION PROVIDED

ERRORS OR OMISSIONS

MARKET LOSSES

INTERRUPTIONS OR TECHNICAL FAILURES

EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ALL CASES, THE COMPANY’S TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO THE COMPANY DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME LIMITATIONS MAY NOT APPLY TO YOU.

9. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, employees, contractors, and licensors from and against any claims, damages, liabilities, costs, and expenses arising from:

Your use of the Services

Your violation of these Terms

Your violation of any law or third-party rights

10. Account Termination

We reserve the right to suspend or terminate your account or access to the Services at our sole discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to the Company or other users.

11. Third-Party Services and Links

The Services may contain links to third-party websites, tools, brokers, or services. We do not control or endorse third-party content and are not responsible for their availability, accuracy, or practices.

Your use of third-party services is at your own risk.

12. Privacy

Your use of the Services is also governed by our Privacy Policy.

13. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Colorado, without regard to conflict of law principles.

Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in [Insert County and State], and you consent to the jurisdiction of such courts.

14. Arbitration and Class Action Waiver

Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration on an individual basis.

You waive any right to participate in class actions, class arbitrations, or representative proceedings.

15. Force Majeure

The Company shall not be liable for any delay or failure resulting from causes beyond its reasonable control, including but not limited to:

Natural disasters

Internet outages

Cyberattacks

Government actions

Labor disputes

Market disruptions

Power failures

16. Modifications to Terms

We may update these Terms at any time. Updated Terms become effective upon posting to the Website. Continued use of the Services after changes constitutes acceptance of the revised Terms.

17. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms constitute the entire agreement between you and the Company regarding the Services and supersede all prior agreements or understandings.

19. Contact Information

For questions regarding these Terms, contact:

BG Towers Innovations LLC

P.O. Box 630231, Highlands Ranch, CO 80163-0231, US

support@stockintuition.com

https://stockintuition.com

Users must agree before continuing.

Privacy Policy

Effective Date: August 1, 2026

Welcome to BG Towers Innovations LLC - Stock Intuition ("Company", "we", "our" or "us"). This Privacy Policy explains how we collect, use, store, protect, and disclose information when you access or use our subscription-based services, websites, applications, reports, newsletters, and related products (collectively, the "Services").

By accessing or using our Services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect the following categories of information:

A. Personal Information

Information you voluntarily provide, including:

Name

Email address

Billing address

Payment information

Phone number

Account credentials

Subscription preferences

Customer support communications

B. Automatically Collected Information

When you use our Services, we may automatically collect:

IP address

Browser type

Device information

Operating system

Referring URLs

Usage statistics

Cookies and similar tracking technologies

Login timestamps and session activity

C. Financial & Payment Information

Payment processing may be handled through third-party payment providers. We do not store full credit card numbers on our systems unless expressly stated. Payment providers maintain their own privacy and security practices.

2. How We Use Your Information

We may use collected information to:

Provide subscription services

Process payments and renewals

Deliver newsletters, reports, and alerts

Improve platform performance and user experience

Respond to customer inquiries

Detect fraud, abuse, or unauthorized access

Maintain legal and regulatory compliance

Analyze trends and service usage

Send administrative notices and updates

We may also use aggregated or anonymized data for analytics, research, and business intelligence purposes.

3. Cybersecurity & Protection Measures

We incorporate industry-standard cybersecurity methods and technical safeguards throughout our technology stack designed to protect user data and platform integrity.

These measures may include, but are not limited to:

SSL/TLS encrypted communications

Secure cloud infrastructure

Network firewalls

Access controls and authentication systems

Multi-factor authentication where applicable

Data encryption at rest and in transit

Continuous monitoring and logging

Threat detection systems

Regular software patching and updates

Principle-of-least-privilege access management

Secure third-party service integrations

While we strive to use commercially reasonable efforts to protect information, no method of electronic storage, transmission, or cybersecurity defense is completely secure or guaranteed against unauthorized access, breach, interruption, or compromise.

Accordingly, users acknowledge and accept that all online services carry inherent cybersecurity and operational risks.

4. Cookies & Tracking Technologies

We may use cookies, pixels, analytics tools, and similar technologies to:

Maintain user sessions

Remember preferences

Analyze traffic and engagement

Improve Services functionality

Support marketing and advertising efforts

Users may modify browser settings to disable cookies; however, portions of the Services may not function properly if cookies are disabled.

5. Third-Party Services

Our Services may integrate with or rely upon third-party providers, including:

Payment processors

Hosting providers

Analytics services

Email delivery platforms

Security monitoring providers

Customer support systems

We are not responsible for the privacy practices, policies, or security measures of third-party providers. Users should review the privacy policies of those providers separately.

6. Data Sharing & Disclosure

We do not sell personal information to third parties. We may disclose information:

To service providers assisting in operations

To comply with legal obligations

To protect our legal rights or property

To investigate fraud, abuse, or security incidents

In connection with mergers, acquisitions, or asset sales

With user consent

We reserve the right to disclose information where required by law, subpoena, court order, governmental request, or regulatory authority.

7. Data Retention

We retain information for as long as reasonably necessary to:

Provide Services

Fulfill contractual obligations

Resolve disputes

Enforce agreements

Comply with legal requirements

Retention periods may vary depending on the nature of the data and applicable legal obligations.

8. User Responsibilities

Users are responsible for maintaining the confidentiality of account credentials and for all activity occurring under their accounts.

Users agree to immediately notify us of any suspected unauthorized access, security breach, or misuse of their account.

9. No Investment, Financial, or Professional Advice

If applicable, content provided through the Services, including newsletters, reports, analytics, AI-generated insights, market commentary, or investment-related information, is provided for informational and educational purposes only and does not constitute financial, legal, tax, or professional advice.

Users assume full responsibility for decisions made based on information obtained through the Services.

10. Limitation of Liability

To the fullest extent permitted by applicable law:

The Services are provided on an "AS IS" and "AS AVAILABLE" basis

We make no warranties regarding uninterrupted availability, security, accuracy, or reliability

We disclaim all express and implied warranties, including merchantability, fitness for a particular purpose, and non-infringement

Under no circumstances shall the Company, its officers, employees, affiliates, contractors, licensors, or partners be liable for:

Indirect damages

Incidental damages

Consequential damages

Special damages

Lost profits

Data loss

Business interruption

Cybersecurity incidents

Unauthorized access

Service outages

Investment losses

Our total aggregate liability arising from use of the Services shall not exceed the total amount paid by the user to the Company during the twelve (12) months preceding the claim.

Some jurisdictions do not allow certain liability limitations, so portions of this section may not apply to certain users.

11. Children's Privacy

Our Services are not directed toward children under the age of 13 (or applicable age under local law). We do not knowingly collect personal information from minors.

If we become aware that information has been collected from a child without appropriate consent, we may delete such information.

12. International Users

Users accessing the Services from outside the United States acknowledge that information may be transferred to, stored, and processed in jurisdictions with different data protection laws.

By using the Services, users consent to such transfers.

13. Your Rights

Depending on applicable law, users may have rights to:

Access personal information

Correct inaccurate data

Request deletion

Restrict processing

Object to certain uses

Request data portability

Requests may be submitted through the contact information provided below.

We reserve the right to verify identity before processing requests.

14. Changes to This Privacy Policy

We may update this Privacy Policy at any time without prior notice. Updated versions become effective upon posting to the Services.

Continued use of the Services after updates constitutes acceptance of the revised Privacy Policy.

15. Contact Information

For questions regarding this Privacy Policy, please contact:

BG Towers Innovations LLC

P.O. Box 630231, Highlands Ranch, CO 80163-0231, US

support@stockintuition.com

https://stockintuition.com

16. Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to conflict of law principles.

Any disputes arising from or relating to this Privacy Policy or the Services shall be subject to the exclusive jurisdiction of the courts located within Colorado.

17. Acceptance of Terms

By accessing or using the Services, users acknowledge that they have read, understood, and agreed to this Privacy Policy and all related terms and conditions.

Users must agree before continuing.

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